The Critical Illness Insurance benefit is underwritten by either United States Fire Insurance Company (as a Rider to the Group Hospital Fixed Indemnity Insurance) or Windsor Life Insurance Company (as Group Critical Illness Insurance) or Sirius America Insurance Company (as Group Critical Illness Insurance) depending on the UBA Gap Product.
Coverage is only available to Insured Person and eligible spouse with a minimum age of 18 to age 64. Coverage ends at age 65.
Important: Healthy America and United Business Association (UBA) are not authorized to pay claims or be involved in the claims decision process. All claim decisions are made by the TPA claims administrator and the insurance carrier.