The best part about the Short Term Medical Insurance underwritten by United States Fire Insurance Company is that you can see any provider or specialist for covered expenses. There is no required network.
When you use your insurance card at a provider, there is a number on the back of the ID card that shows a number for the Claims Administrator - Health Special Risk (HSR) to verify eligibility & benefits. Have the provider contact that number.
Also, HSR works with First Health Network on repricing which means that they negotiate discounts on medical claims from the provider. The First Health Network logo is located on the back of your ID card.
Important: Healthy America and United Business Association (UBA) are not authorized to pay claims or be involved in the claims decision process. All claim decisions are made by the TPA claims administrator and the insurance carrier.