There is a waiting period on Major Dental Services of 12 months for all members. Some of the Major Dental Services include:
Surgical Periodontic Procedures to treat gum disease.
Endodontic Services (i.e. Root Canals)
Complex Extractions & Dental Surgery (all other oral services)
Treatment for Temporomandibular Joint Dysfunction (treatment is limited)
Crowns & Veneers (major restorative services)
Prosthodontic Services (bridges, implants & dentures)
Relines & repairs of bridges & dentures
(For full descriptions of major services including limitations and exclusions, please read the member guide and Certificates of Insurance. Read this guide carefully. This is a brief description of Association Group Dental Insurance and is not an insurance contract, nor part of the insurance policy and is subject to the terms, conditions, limitations, and exclusions of the policy. Coverage may vary or may not be available in all states. You’ll find complete coverage details in the certificate of insurance. Insurance benefits are underwritten by Renaissance Life & Health Insurance Company of America, Indianapolis, IN and in New York by Renaissance Life & Health Insurance Company of New York, Binghamton, NY. Both companies (“Renaissance”) can be reached at PO Box 1596, Indianapolis, IN, 46206. There is no ownership affiliation between Renaissance and UBA Dental & Vision. For complete coverage details, please refer to the certificate of insurance. The UBA Dental Product is valuable coverage for families, people who want to get regular dental check-ups, or those that just want that extra layer of protection for some of their out-of-pocket costs due to diagnostic & preventive, basic or major dental services. * Renaissance does not offer and is not affiliated with the additional non-insurance benefits and services or discount programs offered in connection with membership in the United Business Association (UBA).)
Important: Healthy America and United Business Association (UBA) are not authorized to pay claims or be involved in the claims decision process. All claim decisions are made by the insurance carrier.