Enrolling as a UBA Member is simply and easy and you don't have to enroll in any additional product that includes group insurance products. But if you determine that you want to add more value to your membership and want to add any of the optional supplemental group insurance UBA Gap Products, you might want to speak to an insurance agent. A licensed insurance agent can help you determine the right supplemental UBA Gap Product that will fit best with your current traditional comprehensive health insurance plan.
While you can purchase a UBA Gap Product directly from the website, www.ubamembers.com, it may be beneficial for you to speak with an insurance agent who specializes in helping you determine exactly what types of coverage and how much coverage you might need with your families budget in mind.
Insurance agents are specially trained, licensed and go through continuing education in most states every 2 years so they are always updated on what is going on in the insurance market.
Insurance jargon and terms are sometimes confusing and often times websites speak in this lingo due to compliance regulations. Another issue with just viewing a website alone is that you have to delve through many of the disclaimers, provisions, limitations and exclusions on your own trying to figure out exactly what the product covers and what it doesn't and is it right for you.
Insurance Agents can help you complete the first part of the application process to save you time. (Note, the final application process of verifying the application and e-signing it will be completed by you, the prospective member).
Not only can an insurance agent sell a UBA Gap Product but they can also help you with the more comprehensive health insurance plans like Obamacare / Affordable Care Act (ACA) coverage, Group Insurance, Faith-based plans and more.
Don't have an agent and want to find one near you or that can call and speak with you over the phone?