What is the difference between Supplemental Insurance and Traditional Health Insurance like ACA?

Molly Powell
Molly Powell
  • Updated

Supplemental Insurance is something that a person can purchase to complement or add to their existing comprehensive health insurance coverage. It can help offset some of the costs your current comprehensive health insurance doesn't cover like deductibles, coinsurance or out-of-network. Supplemental Insurance is in addition to and does NOT provide comprehensive health insurance coverage.

It is important to have comprehensive health insurance coverage like an ACA (Obamacare) Health Insurance Plan or a comprehensive Group Health Insurance Plan as the foundation of your health insurance.

You can then add supplemental insurance to help mitigate some of your additional financial exposure.

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